TRAVEL INSURANCE ALL SEASON PROTECTION PLAN
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1. If you decline the insurance, you
can still elect to purchase it later as
long as it is before final payment or
30 days prior to arrival, whichever
comes first.
2. If you are making a new
reservation to arrive less than 30
days out, you may purchase the
insurance as long as you do it at the
time of booking.
NOTE: If insurance is purchased within
14 days of initial trip payment, the
Pre-Existing Medical Condition
Exclusion will be waived. You must be
medically able to travel when you pay
your cost. Applies to the first $25,000
of resort cost per person and $50,000
of resort cost per booking.
For specific questions regarding insurance, refer your customers to Travel Guard. Our representatives are available 24 hours a day, 7 days a week. TOLL-FREE: 1.866.221.8080 Refer to product number 007861 P2 10/08
Download the full brochure here!
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Trip Cancellation and Interruption pays for forfeited, non-refundable, unused payments or deposits
if due to:
• Unforeseen sickness, injury, or death of the Insured, a Traveling Companion, Immediate Family
Member, or Business Partner. (Certain exclusions apply.)
• Inclement weather conditions causing delay or cancellation of travel.
• The Insured’s principal residence being made uninhabitable by fire, flood or similar natural disaster,
vandalism, or burglary.
• The Insured’s destination being made uninhabitable by fire, flood, tornado, earthquake, or blizzard
that is due to natural causes.
• The Insured(s) being subpoenaed, required to serve on jury duty, hijacked, or quarantined.
• Being involved in or delayed due to an automobile accident en route to departure.
• Strike, resulting in the complete cessation of travel services at the point of departure and/or
destination.
• Military duty (if within 30 days of departure, the Insured has his/her leave revoked or the Insured is
reassigned).
• A Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled
arrival. “City” means an incorporated municipality having defined borders and does not include the high
seas, uninhabited areas, or airspace.
• The Insured is obligated to a transfer of 250 or more miles by the employer with whom the Insured is
employed on the effective date of the Insured’s Trip Cancellation coverage which requires the Insured's
principal residence to be relocated.
• Termination of employment or layoff affecting the Insured or his/her traveling companion; must have
been with the same employer for at least five continuous years.
• Mechanical/Equipment failure of a common carrier causing complete cessation of the Insured’s travel.
• Primary or secondary school where the Insured or Traveling Companion is a student extends its
operating session beyond the departure date.
• Primary Coverage.
Reasons not covered:
• Carrier-caused delays such as mechanical difficulties (covered under Trip Delay).
• Travel arrangements cancelled by the tour operator, airline, or cruise line.
• Change in plans (“I just don’t want to go.”).
• Normal pregnancy or childbirth.
• Financial circumstances (“I can’t afford to go.”).
• Business or contractual obligations (“My boss changed my vacation.”).
• Any government regulation or prohibition, war, civil disorder.


Trip Cancellation/Interruption *Resort Cost
(for bookings up to $100,000/$25,000 per person)
Trip Delay $ 500
(Maximum of $100 per day, missed flight
coverage will be provided up to the cost of
economy airfare to catch up to the trip)
Medical Expense $ 10,000
(one-time $100 deductible for outpatient
visits applies)
Emergency Dental Limit $ 1,000
Emergency Medical Transportation $100,000
Baggage, Sporting Equipment, Personal Effects $ 500
Baggage Delay $ 200
Travel Medical Assistance Included
Worldwide Travel Assistance Included
Concierge Services Included
Identity Theft Assistance Included
Roadside Assistance Included
Vehicle Return Assistance Included
Coverages Per Person
We are now offering All Season Protection Plan insurance from
Travel Guard, one of the most trusted names in travel insurance. The
plan covers you and your travel investments if you need to cancel your
trip due to covered reasons prior to departure or if other covered
unforeseen circumstances arise during your trip, causing it to be
interrupted.
What if a loved one becomes ill and you can’t leave home? Or you need
to return early? Or weather prevents you from coming home?
Trip Cancellation & Interruption